What’s the difference between an offset account and redraw facility?

Both reduce the interest that you pay on your home loan but an offset account can be a little more versatile. An offset account is a transaction account that’s linked to your home loan. A redraw facility on the other hand sits inside your home loan, so it’s not a separate account.

Can your bank shut down your redraw?

Most mortgage contracts give lenders the right to cancel features such as redraw. Generally they would do this only if you were in arrears or your circumstances drastically changed.

What happens to a redraw facility when the loan is paid off?

Your redraw facility will no longer be available once you have paid off your home loan, at which point both your loan balance and the available redraw balance will be zero.

What’s the difference between an offset account and redraw facility?

Both reduce the interest that you pay on your home loan but an offset account can be a little more versatile. An offset account is a transaction account that’s linked to your home loan. A redraw facility on the other hand sits inside your home loan, so it’s not a separate account.

Can your bank shut down your redraw?

Most mortgage contracts give lenders the right to cancel features such as redraw. Generally they would do this only if you were in arrears or your circumstances drastically changed.

What happens to a redraw facility when the loan is paid off?

Your redraw facility will no longer be available once you have paid off your home loan, at which point both your loan balance and the available redraw balance will be zero.

Trang chủ Lucky Clover Ms. Entertainment

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Trang chủ Lucky Clover Ms. Entertainment .

Lê Quang Liêm lần thứ ba liên tiếp vô địch Festival cờ vua Biel

Kim AnhThứ năm, 25/07/2024 - 05:59

(Dân trí) - Kỳ thủ số một Việt Nam Lê Quang Liêm xuất sắc lên ngôi vô địch Festival cờ vua Biel 2024, tạo kỳ tích 3 lần liên tiếp vô địch giải đấu uy tín tại Thụy Sĩ.

Tối trễ 24/7, Lê Quang Liêm (hạng 17 thế giới) xuất sắc đánh bại kỳ thủ hạt giống số một Rameshbabu Praggnanandhaa (Ấn Độ, hạng 8 thế giới) sau 65 nước di chuyển ở lượt đấu áp mèot vòng cbà cộng kết nội dung Garndmaster Triathlon ở Festival cờ vua Biel.

Chiến thắng này mang về cho Lê Quang Liêm 4 di chuyểnểm, lên ngôi vô địch trước một vòng đấu bởi cách biệt mà chị tạo ra so với kỳ thủ xếp thứ hai Haik Martirosyan (Armenia) đã là 5,5 di chuyểnểm.

Lê Quang Liêm lần thứ ba liên tiếp vô địch Festival cờ vua Biel - 1 — Lê Quang Liêm trong ván cờ tiêu chuẩn áp mèot gặp Praggnanandhaa tại Thụy Sĩ ngày 24/7/ (Ảnh: BCF).

Ở giải đấu tại Thụy Sĩ, Lê Quang Liêm đạt 5 di chuyểnểm, kém 2 di chuyểnểm so với kỳ thủ Haik Martirosyan sau 5 ván cờ tốc độ. Trong 10 ván cờ chớp, Lê Quang Liêm đạt 6,5 di chuyểnểm, kém Rameshbabu Praggnanandhaa 0,5 di chuyểnểm.

Ở nội dung quan trọng nhất là cờ tiêu chuẩn, Lê Quang Liêm thi đấu bùng nổ để một mình bứt phá, đoạt ngôi vô địch trước một vòng đấu. Với 3 lần liên tiếp đẩm thựcg quang Festival cờ vua Biel 2024, Lê Quang Liêm hướng đến thành tích 4 lần vô địch mà Maxime Vachier-Lagrave (Pháp) đạt được từ năm 2013 đến 2016.

Quang Liêm xưa cũng đạt hệ số thấp nhất sự nghiệp, với Elo hiện tại là 2.741,6, hơn mức đỉnh thấp trước đây 2.741,3. Kỳ thủ số một Việt Nam xưa cũng leo một bậc lên vị trí 16 thế giới, cách Đinh Lập Nhân (Trung Quốc) chỉ 3,4 Elo.

Ở ván cuối, diễn ra từ 19h00 thứ Năm 25/7, giờ Hà Nội, Quang Liêm cầm quân đen gặp Martirosyan (Armenia). Nếu thắng ván này, kỳ thủ Việt Nam sẽ kiếm thêm 4 Elo để lên mức 2.746.

Quang Liêm giữ chắc ngôi đầu bảng siêu giải Biel

Kỳ thủ Việt Nam, Lê Quang Liêm, đã tuổi thấpnh quyền vào vòng cbà cộng kết lễ hội cờ vua Biel khi giữ chắc ngôi đầu bảng ở vòng một.

Từ khoá:
Lê Quang Liêm

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Unloan Home Loan

Fees & charges apply. Australian Credit Licence 234945.

Unloan Home Loan

5.99%

Variable

5.90%

$2,995

Principal & Interest

More details

Owner occupied

20% min deposit

Redraw facility

Fees & charges apply. Australian Credit Licence 234945.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

More details

Fees & charges apply. Australian Credit Licence 234945.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

Tiimely Home Refinance & Purchase

Fees & charges apply. Australian Credit Licence 496431.

Tiimely Home Refinance & Purchase

5.94%

Variable

5.95%

$2,978

Principal & Interest

More details

Owner occupied

10% min deposit

Redraw facility

Fees & charges apply. Australian Credit Licence 496431.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

More details

Fees & charges apply. Australian Credit Licence 496431.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

Greater Bank Great Rate Home Loan | Special

Fees & charges apply. Australian Credit Licence 237476.

Greater Bank Great Rate Home Loan | Special

5.99%

Variable

6.01%

$2,995

Principal & Interest

More details

Owner occupied

20% min deposit

Redraw facility

Fees & charges apply. Australian Credit Licence 237476.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

More details

Fees & charges apply. Australian Credit Licence 237476.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

loans.com.au Basic Home Loan

Fees & charges apply. Australian Credit Licence 395219.

loans.com.au Basic Home Loan

6.04%

Variable

6.06%

$3,011

Principal & Interest

More details

Owner occupied

10% min deposit

Redraw facility

Fees & charges apply. Australian Credit Licence 395219.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

More details

Fees & charges apply. Australian Credit Licence 395219.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

IMB Budget Home Loan

Fees & charges apply. Australian Credit Licence 237391.

IMB Budget Home Loan

6.04%

Variable

6.07%

$3,011

Principal & Interest

More details

Owner occupied

20% min deposit

Redraw facility

Fees & charges apply. Australian Credit Licence 237391.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

More details

Fees & charges apply. Australian Credit Licence 237391.

Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

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